> For the complete documentation index, see [llms.txt](https://guide.mypayoffpro.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.mypayoffpro.com/beyond-the-app.md).

# Widgets, Siri and shortcuts

Most of what PayOff Pro does happens inside the app. A few things do not. Widgets put your payoff date on your home screen. Siri answers a question without you touching anything. Links drop you straight onto the screen you want.

## Widgets

### Payoff Ring

Your percent paid off and the time left on your mortgage. Available in small and medium sizes on your home screen.

This is the one to add if you want a quiet daily reminder that the number is moving.

### Payoff Countdown

Your payoff date at a glance. Available on the lock screen, as a rectangle or as a single inline line of text.

### Adding one

1. Touch and hold an empty area of your home screen or lock screen until the icons wiggle.
2. Tap the **+** or **Customize**.
3. Find **PayOff Pro** in the list.
4. Pick the widget and size you want and place it.

Both widgets are read-only. You cannot log a payment from them. Tapping either one opens the app.

Before you have set up a loan, the widgets read "Set up your loan" and prompt you to tap to get started. Once the loan is paid off, they say so.

## Siri and Shortcuts

PayOff Pro adds three shortcuts to your iPhone. They work through Siri, the Shortcuts app and Spotlight search.

### Payoff Forecast

Ask, and Siri answers out loud **without opening the app**.

* "What's my payoff date in PayOff Pro"
* "When am I debt free in PayOff Pro"
* "Show my forecast in PayOff Pro"

You get back roughly this: you are on track to have your mortgage paid off in a certain amount of time, around a given month and year. If your extra payments have bought time back, Siri adds how much.

If you have not set up a loan yet, Siri tells you to do that first. If the mortgage is finished, Siri says it is paid in full.

### Milestones

Opens the app on the [Milestones](/milestones.md) tab.

* "Open my milestones in PayOff Pro"
* "Show milestones in PayOff Pro"

### Add Extra Payment

Opens the app with the Extra Payment sheet ready to go.

* "Log a payment in PayOff Pro"
* "Add an extra payment in PayOff Pro"

This is genuinely useful in the moment. You send your lender an extra amount from your banking app, then say one sentence and log it before you forget.

{% hint style="info" %}
None of the three shortcuts changes your loan on their own. They read your figures or open a screen. Anything that affects your data still needs you to confirm it in the app.
{% endhint %}

## Deep links

PayOff Pro responds to links beginning `payoffpro://`. They are handy in your own shortcuts, notes or automations.

| Link                         | Where it lands                                                                     |
| ---------------------------- | ---------------------------------------------------------------------------------- |
| `payoffpro://open`           | The [Home](/home.md) tab                                                           |
| `payoffpro://milestones`     | The [Milestones](/milestones.md) tab                                               |
| `payoffpro://add-payment`    | The [Schedule](/schedule.md) tab, with the Extra Payment sheet open for this month |
| `payoffpro://report`         | The [Progress](/progress.md) tab                                                   |
| `payoffpro://year-in-payoff` | Your Year in Payoff review, opened full screen                                     |

Any link the app does not recognize opens Home rather than failing.

The add-payment link is held onto until the app is ready, so it works even when the app was fully closed when you tapped it.

## Notifications

Notifications are the other way the app reaches you. What you receive and how to turn each type on is covered in [Settings](/settings.md#notifications).

**Payoff Recap** tells you when your payoff date moves. **Year in Payoff** arrives on December 31 with your year in review. Both are on already, and both can be switched off in Settings if you would rather not hear from the app.

Once your widget is placed and your shortcuts are set, the rest is routine. Pay your lender, then log it on the [Schedule](/schedule.md) tab.


---

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